J.G. Wentworth is the nation’s largest purchaser of future payments, offering a lump sum of cash to individuals who hold assets in the form of structured settlements and annuities. They also offer other financial services such as lawsuit advance; mortgage notes; inheritance advance; lottery payouts; and cell tower lease advance.
Since 1992, JG Wentworth has been a formidable presence in the financial services that specializes in purchasing structured settlements and annuities from individuals. It started as a merchant bank handling transactions in the healthcare industry and by late 1990s, it began to focus on the structured settlements and annuity business. As of November 2010, the company has completed a US $212 million securitization consisting of two classes of notes: Class A notes rated Aaa and Class B notes rated A2 by Moody’s Investors Service,  in addition to a Residual Class of US $14.8 million retained by the Company.
At the height of the financial crisis of 2009, JG Wentworth encountered liquidity problems amid a tightening credit market. But the company bounced back armed and loaded less than six months later when parent company JJL Partners of New York invested $100 million in the firm. Now the company has several trillion dollars in total assets backing annuities and structured settlements in the United States.
JG Wentworth is best known for its award winning advertising commercials. The tagline featured in the commercials is “It’s my money and I need it now!”, and “It’s your money, use it when you need it!”, which perfectly convey the objective of the company.

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